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			Loan Info Loan definition:  A loan is an arrangement between a lender and a borrower.  The lender gives money, property, or other asset to the borrower, and the borrower agrees to repay the money, with interest, at some future point in time. There is usually a predetermined time for repaying the loan, and generally the lender bears the risk that the borrower might not repay the loan.  There are many different types and classes of loans, each with their own set of rules and terms.